Pensions in crisis
نویسندگان
چکیده
منابع مشابه
The Anatomy of the Pensions “crisis”
The first is to actually store the goods and services themselves, like a squirrel hiding its nuts. The young could put aside goods and, where possible, invest in the capital goods that will directly yield needed services, and then consume them in old age. This is a very inefficient strategy, indeed for many goods and most services it is impossible. Apart from the excessive costs of storage (esp...
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The Polish Government, in 1977, inaugurated a new pension program that made old-age and invalidity benefits available for the first time to most farmers in that country. The evolution and eventual failure of that program were closely intertwined with a growing national economic crisis, manifested in widespread popular unrest and culminating in emergence of the Solidarity movement. The farmers' ...
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The UK pension system is traditionally seen as offering a good example to other countries, having features such as low social security pension expenditure as well as a high coverage of wellfinanced voluntary private schemes. But recent developments suggest that the model has shown weaknesses. The most pressing current issue is underfunding of defined benefit occupational schemes following the b...
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and adaptability on the other need very careful adjustment. It is pleasing to read that the authors advocate giving full range to the more generous sentiments of human nature, and that they treat this subject sympathetically, but at the same time they endeavour to eliminate abuse as far as possible. The scheme of the book is interesting, it traces the history of the pension system from its ince...
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In the UK and elsewhere, defined benefit (DB) schemes are being replaced by defined contribution (DC) schemes. However DC schemes have some substantial weaknesses, and a continuation of current policies will probably lead to another pensions crisis in a few decades. There is an alternative which avoids the major defects of DC schemes. It is proposed that, if UK employers wish to replace their D...
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ژورنال
عنوان ژورنال: Pensions: An International Journal
سال: 2004
ISSN: 1750-208X
DOI: 10.1057/palgrave.pm.5940265